Why do you need Public Liability insurance? Well we can only offer membership to personal trainers who have this insurance, as you could be held liable for injury or damage to property that a client of yours claims is a result of something you have advised or shown them to how to do. This could have a significant detrimental effect on your business financially, not to mention the worry and stress caused by any related court case.
Regardless of how good you are as a personal trainer, Public liability covers you in the event that a client makes a claim against you, should they believe you have acted negligently.
Civil Liability & Professional Indemnity
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Our public liability policy is for an individual (or business with a turnover of under £35,000) to cover UK based trainers against injury or damages arising out of a trainers negligence. Cover is provided if you are undertaking short, temporary trips overseas to instruct. The Limit of public liability Indemnity is £5,000,000. The policy covers Fitness Instructors and Sports Therapists.
With the increasingly litigious nature of society and the rising amounts of damages awarded in UK courts, this is essential protection for your personal training activities.
Public Liability Cover: Fee of £80.42 for the ?5m limit (incl of 5% Insurance Premium Tax and a nominal administration fee)
The above including Sports Therapy activity: Fee of £146.50 for the £5m limit (incl of 5% Insurance Premium Tax and a nominal administration fee)
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